You can buy these plans directly from insurance companies or insurance brokers. These plans are regulated by the Office of Insurance Commissioner. You can buy these plans through the Washington Healthplanfinder.Ĭommercial Insurance Plans are private health insurance plans for individuals or employers. These plans are regulated by the Office of Insurance Commissioner and the Health Benefit Exchange. To qualify for subsidies, you must have low-to-moderate income. Qualified Health Plans are private health insurance plans that meet special health reform standards and offer federal subsidies to help with costs. Some Medicare enrollees purchase supplemental insurance through the Washington State Health Insurance Pool (below). This program is run through the federal Social Security Administration, which is also where you can apply. To qualify, you must be on Social Security Disability or Retirement Benefits (Title II). Medicare is a medical insurance program administered and funded by the federal government, not the state. You can apply for these programs through Washington Healthplanfinder, but some programs may require additional screening by DSHS. Apple Health programs are run by the state’s Health Care Authority (HCA) and Department of Social and Health Services (DSHS), in partnership with the state’s Health Benefit Exchange (known as Washington Healthplanfinder). There is also a program covering family planning for those not eligible for other Apple Health programs, called Family Planning Only (formerly Take Charge), described below. To qualify for these, you must have low-income or special health needs, such as pregnancy or disability. The state also funds some programs and services separately. Medicaid and CHIP are medical insurance programs administered by the state and funded by the federal government and the state. Washington Apple Health includes Medicaid, CHIP, and state programs.
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